Why Your Bank Shows $0 — Then Suddenly $2,000: The IRS Deposit Pattern Confusing Taxpayers in 2026

IRS refund deposit showing $0 pending first, followed by a $2,000 tax refund credited to a bank account in 2026

Early in the 2026 tax season, a familiar but unsettling pattern is showing up in bank accounts across the country. People log in expecting a refund update and instead see something stranger: a pending IRS entry for $0. Then, sometimes hours or a day later, a real deposit appears — often close to $2,000. For … Read more